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C.A.R. conducts survey research with members and consumers on a regular basis to get a better understanding of the housing market and the real estate industry.
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The most recent edition of the Code of Ethics and Standards of Practice of the National Association of REALTORS® along with other important links to NAR information.
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C.A.R. advocates for REALTOR® issues in Washington D.C., Sacramento and in city and county governments throughout California.
CREPAC, LCRC, IMPAC, ALF and the RAF comprise C.A.R.'s political fundraising arm.
The RAA: Protecting REALTORS® and Homeownership REALTOR® Action FundC.A.R. Senior Vice President Sanjay Wagle sits down with former Senate Majority Leader Emeritus Robert Hertzberg to discuss the proposed Middle-Class Homeownership and Family Home Construction Act.
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C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.
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Traditional Housing Affordability Index Methodology
Traditional Housing Affordability Indices (HAI) were calculated based on the following effective composite interest rates: 6.54% (Q226), 6.24% (Q126), and 6.90% (Q225).
|
Q22026 |
C.A.R. Traditional Housing Affordability Index |
|||||||
|
STATE/REGION/COUNTY |
Q22026 |
Q12026 |
|
Q22025 |
|
Median Home Price |
Monthly Payment Including Taxes & Insurance |
Minimum Qualifying Income |
|
CA SFH (SAAR) |
19 |
22 |
|
17 |
r |
$916,750 |
$5,710 |
$228,400 |
|
CA Condo/Townhomes |
30 |
32 |
|
28 |
r |
$670,000 |
$4,170 |
$166,800 |
|
Los Angeles Metropolitan Area |
17 |
18 |
|
14 |
|
$860,000 |
$5,360 |
$214,400 |
|
Inland Empire |
25 |
26 |
|
21 |
|
$605,000 |
$3,770 |
$150,800 |
|
S.F. Bay Area |
22 |
24 |
|
20 |
|
$1,420,000 |
$8,840 |
$353,600 |
|
US |
40 |
44 |
|
38 |
r |
$434,900 |
$2,710 |
$108,400 |
|
|
|
|
|
|
|
|
|
|
|
S.F. Bay Area |
|
|
|
|
|
|
|
|
|
Alameda |
22 |
23 |
|
20 |
r |
$1,350,000 |
$8,410 |
$336,400 |
|
Contra Costa |
27 |
30 |
|
25 |
r |
$920,000 |
$5,730 |
$229,200 |
|
Marin |
23 |
26 |
|
22 |
r |
$1,800,000 |
$11,210 |
$448,400 |
|
Napa |
23 |
24 |
|
20 |
r |
$910,000 |
$5,670 |
$226,800 |
|
San Francisco |
18 |
20 |
|
20 |
r |
$2,150,000 |
$13,390 |
$535,600 |
|
San Mateo |
18 |
20 |
|
18 |
r |
$2,327,000 |
$14,490 |
$579,600 |
|
Santa Clara |
22 |
22 |
|
19 |
r |
$2,050,000 |
$12,770 |
$510,800 |
|
Solano |
33 |
34 |
|
29 |
r |
$590,000 |
$3,670 |
$146,800 |
|
Sonoma |
21 |
22 |
|
19 |
r |
$870,000 |
$5,420 |
$216,800 |
|
Southern California |
|
|
|
|
|
|
|
|
|
Imperial |
29 |
27 |
|
26 |
r |
$430,000 |
$2,680 |
$107,200 |
|
Los Angeles |
17 |
18 |
|
15 |
r |
$879,900 |
$5,480 |
$219,200 |
|
Orange |
15 |
16 |
|
14 |
r |
$1,485,000 |
$9,250 |
$370,000 |
|
Riverside |
28 |
29 |
|
25 |
r |
$640,000 |
$3,990 |
$159,600 |
|
San Bernardino |
34 |
35 |
|
32 |
r |
$500,000 |
$3,110 |
$124,400 |
|
San Diego |
17 |
17 |
|
16 |
r |
$1,075,000 |
$6,700 |
$268,000 |
|
Ventura |
19 |
20 |
|
16 |
r |
$975,000 |
$6,070 |
$242,800 |
|
Central Coast |
|
|
|
|
|
|
|
|
|
Monterey |
12 |
15 |
|
12 |
r |
$975,000 |
$6,070 |
$242,800 |
|
San Luis Obispo |
16 |
17 |
|
16 |
r |
$970,000 |
$6,040 |
$241,600 |
|
Santa Barbara |
12 |
12 |
|
11 |
r |
$1,364,020 |
$8,500 |
$340,000 |
|
Santa Cruz |
16 |
17 |
|
15 |
r |
$1,332,500 |
$8,300 |
$332,000 |
|
Central Valley |
|
|
|
|
|
|
|
|
|
Fresno |
36 |
37 |
|
33 |
r |
$430,000 |
$2,680 |
$107,200 |
|
Glenn |
43 |
44 |
|
39 |
|
$354,000 |
$2,200 |
$88,000 |
|
Kern |
37 |
39 |
|
35 |
r |
$410,000 |
$2,550 |
$102,000 |
|
Kings |
37 |
40 |
|
41 |
r |
$385,000 |
$2,400 |
$96,000 |
|
Madera |
35 |
38 |
|
33 |
r |
$440,000 |
$2,740 |
$109,600 |
|
Merced |
31 |
34 |
|
28 |
r |
$419,440 |
$2,610 |
$104,400 |
|
Placer |
34 |
36 |
|
31 |
r |
$680,000 |
$4,240 |
$169,600 |
|
Sacramento |
32 |
34 |
|
31 |
r |
$560,000 |
$3,490 |
$139,600 |
|
San Benito |
24 |
25 |
|
19 |
r |
$788,500 |
$4,910 |
$196,400 |
|
San Joaquin |
32 |
34 |
|
28 |
r |
$559,450 |
$3,480 |
$139,200 |
|
Stanislaus |
32 |
34 |
|
28 |
r |
$489,240 |
$3,050 |
$122,000 |
|
Tulare |
39 |
40 |
|
37 |
r |
$387,740 |
$2,420 |
$96,800 |
|
Far North |
|
|
|
|
|
|
|
|
|
Butte |
26 |
28 |
|
20 |
r |
$465,000 |
$2,900 |
$116,000 |
|
Lassen |
50 |
61 |
|
46 |
|
$280,000 |
$1,740 |
$69,600 |
|
Plumas |
23 |
45 |
|
34 |
|
$550,000 |
$3,430 |
$137,200 |
|
Shasta |
41 |
39 |
|
36 |
r |
$385,000 |
$2,400 |
$96,000 |
|
Siskiyou |
37 |
37 |
|
37 |
|
$339,000 |
$2,110 |
$84,400 |
|
Tehama |
34 |
38 |
r |
32 |
r |
$370,000 |
$2,300 |
$92,000 |
|
Trinity |
30 |
32 |
|
30 |
|
$347,500 |
$2,160 |
$86,400 |
|
Other Counties in California |
|
|
|
|
|
|
|
|
|
Amador |
39 |
38 |
|
35 |
|
$440,000 |
$2,740 |
$109,600 |
|
Calaveras |
33 |
37 |
|
33 |
|
$499,000 |
$3,110 |
$124,400 |
|
Del Norte |
35 |
40 |
|
29 |
|
$415,000 |
$2,580 |
$103,200 |
|
El Dorado |
34 |
37 |
|
33 |
r |
$715,000 |
$4,450 |
$178,000 |
|
Humboldt |
27 |
30 |
|
24 |
r |
$435,000 |
$2,710 |
$108,400 |
|
Lake |
31 |
29 |
|
26 |
r |
$345,000 |
$2,150 |
$86,000 |
|
Mariposa |
27 |
30 |
|
26 |
|
$495,000 |
$3,080 |
$123,200 |
|
Mendocino |
25 |
31 |
|
23 |
r |
$533,750 |
$3,320 |
$132,800 |
|
Mono |
6 |
6 |
|
8 |
|
$1,650,000 |
$10,280 |
$411,200 |
|
Nevada |
31 |
39 |
|
35 |
r |
$615,000 |
$3,830 |
$153,200 |
|
Sutter |
35 |
37 |
|
36 |
r |
$457,000 |
$2,850 |
$114,000 |
|
Tuolumne |
40 |
43 |
|
38 |
|
$409,000 |
$2,550 |
$102,000 |
|
Yolo |
27 |
32 |
|
25 |
r |
$670,500 |
$4,180 |
$167,200 |
|
Yuba |
37 |
38 |
|
36 |
r |
$448,900 |
$2,800 |
$112,000 |
Source: CALIFORNIA ASSOCIATION OF REALTORS®
